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Insurance in India


Insurance is system by which the losses suffered by a few are incurred by many, exposed to similar risks. Insurance is a protection against financial loss arising on the happening of an unexpected event. Insurance policy helps in not only lessening risks but also provides a financial security against unfavorable financial conditions. The Insurance sector in India has gone through a number of phases and changes, particularly in the recent years when the Govt. of India in 1999 opened up the insurance sector by allowing private companies to solicit insurance.

Insurance policies cover the risk of life as well as other assets and valuables such as home, automobiles, jewelry etc. There are basically two types of insurances in India, i.e. Life Insurance Policies and General Insurance Policies.
 
Insurance in India  
Life Insurance Policies :
Life insurance offers financial security for you and your family. These policies provide support to you and your family. Life insurance is not for the person who passes away...
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General Insurance Policies :
General Insurance policies cover all types of insurance policies leaving out life insurance. These policies provide much-needed protection against unforeseen events such as...
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Insurance Companies :
Insurance in India started as life insurance back in 1818 but they were mainly overseas companies. Later, the Indian Government took various steps for the regulation of insurance...
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