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Home Improvement Loans

Home Improvement Loans are especially designed to meet your expenses of making any kind of change in your already existing home. Home improvement loans are typically extended towards extending a room, building a balcony, painting, flooring, plumbing, making of grills and even beautification work.

This loan can be taken either on an individual or joint basis. The minimum age of a person applying for loan should not be less than 21. There is an income tax benefit on the interest component of the home improvement loan up to Rs 30,000 under Section 24 of the Income Tax Act.

The documents that are required in order to apply for home improvement loans are a photograph, identity and residence proof, latest salary slip, last 6 months bank statement and form 16.
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